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Posted in Auto Loans
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Clprja86

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How to switch a auto mobile loan i pay for from someone elses name to mine

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Most likely you would need to apply for a new loan to pay that loan off. You can't just change the name on the loan, very nimimum the finance company would need to run your credit.

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The current loan holder would have to go their lender to have your name added to the loan.  It is unlikely that they will remove his name unless they provide the loan outright.  Even if they add your name, they'll run your credit to determine if they want to complete this step.   They'll probably just do a refi on the car with a new loan and all prior payments will not count.   You'd be just as well to seek qualification for loan in your name to pay off the current owner.

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