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Vuse47

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How to remove the old accounts from your credit report? How to update your information

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contact one of the CRA's

You can dispute anything you don't believe is correct on your credit report directly with the Credit Bureaus.  You can get a free copy of each of your credit reports once a year at  AnnualCreditReport .com. I suggest that you only get one copy of your report at a time, then go back and get another copy in 4-6 months to see what updates and changes have been corrected.

Once you have report in hand, go through it an highlight anything you believe is incorrect.  You can then dispute the info on the Credit Bureaus website for free.  

Be sure that ithe info you dispute is in fact incorrect before disputing.

Remember that your history will go back at least 7 years.  Accounts that were closed in the last 7 years are part of your credit hstory.  Thes can not be removed just because you want them to be. Accounts that were closed that are older can be an asset if they were closed in good standing, so it's not always nessessary to dispute those.  I have one on my report where the business closed in '99. but it still reports a perfect payment history every month because neither the company or I closed the account, which helps with the age of my accounts. So some things needn't come off if they are not having a negitive effect on your score.

Read more on disputing items on your credit report in the article to get more complete info.

Good Luck

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