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Panchita22

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How to remove old accounts from credit reports

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Top Contributor
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What kind of accounts? Most negative accounts remain on your reports for seven years and most accounts closed in good standing remain for over ten years. NEVER TRY TO REMOVE ACCOUNTS THAT WERE CLOSED IN GOOD STANDING!!!

Doing so would DAMAGE YOUR CREDIT!

Do some reading on all of this and give a little more info when asking questions on here. Just don't give any personal info.

Top Contributor
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If it is a negative account and the information is accurate, it can only stay on your report for 7.5 years after the date you became 30 days late with the original creditor. Accounts continuing to be reported beyond this time is one of the more common reasons disputes are initiated. If this is the case, go to the bureaus' websites to do this. If it hasn't had time to age and fall off, there is nothing you can do but wait. 
If the accounts were closed in good standing, you don't want those removed; they are good for your score. 

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