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Posted in Auto Loans
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Question By
Casper0905

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0 People Helped
How to remove hard inquiry
I applied for a vehicle loan 7 plus years ago and it fell off now it's back on there for 2 years, what can I do?

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Top Contributor
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If what you're saying is correct and this hard inquiry REAPPEARED on your credit report after 7+ years, you should start out by contacting the company who did the hard inquiry. Unless you've recently applied for a DIFFERENT car loan with them, there's no reason at all that an old one should suddenly resurface after seven years. Contact them and see what they can do about removing the inquiry.

Top Contributor
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13 People Helped

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It doesn't impact much especially for only one inquiry.  Hard inquiries only impact the first 6 months and drop off every two years.  Unless you have say couple dozen hard inquiries I wouldn't worry!

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