Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Site Suggestions
Profile Image

Question By
CezFerrn05

0 Contributions
0 People Helped
How to remove a public record from my credit that shows paid on my record?
I have started to pay close attention on my credit and noticed there is a public record of a civil judgement filed a few years ago. I had never received any papers knowing there was a claim filed against me. I noticed the status shows paid, but now I want to know if there is any possibility of removing this record from my credit. Any suggestions?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2789 People Helped

Yes, just write letters to all three credit bureaus and ask them to verify this judgment as you don't know what it is about.  You may have to write 2 or 3 letters, but it should come off.

Top Contributor
122 Contributions
304 People Helped

Public Record

It could be as simple as this and has worked for me in helping several others. Dispute the public record on all 3 credit reports. Use the following terminology. "Judgement paid in full. Request that this trade line be removed as a courtesy". This has worked for me in all but one case. It's simple and easy. Best of luck!

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.