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How to prepare credit for retirement
Is it Okay to have a little credit card debt during retirement years? I have some funds in 401K, some retirement funds and social security for my upcoming retirement in Feb. 2015. I have put most of my income in keeping my 1950 home up graded. I have refinanced my home with a HARP loan. My funds will more than cover my mortgage payments. I do not intend to pay off my mortgage during retirement.

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