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Question By
tammye17

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0 People Helped
How to keep build excellent credit
Hello, I need advice of how to keep on building my credit. I want to purchase a home in the future and so far this is what my credit looks like.

CHASE CREDIT CARD
$500 LIMIT OPENED RECENTLY

CAPITAL ONE BANK Credit Card
Open - Current $1500 credit limit

AUTO LOAN
Open - Current
No Missed Payments
$17,576

STUDENT LOAN
Open - Current
No Missed Payments
$19,000

WELLS FARGO BANK Credit Card
Closed
1 Missed Payment
$0

I have 2 credit cards opened and in good standing with my auto loan. Should i apply for new credit cards. My credit score is at 650

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Top Contributor
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Yes, you should consider getting another card, but not if you are going for the mortgage within the next few months as the new card may cause short term damage even though it will help in the long run.

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