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victoorious

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how to increase score 3 years after bk? have 5 cards, auto loan. never been late
Hey guys,

curious on what to do now to increase my score. my scores are 695 and 705.

Filed bk ch 7 feb 2014. Since then I have

secured card $500 line capital one
unsecured card $3,500 line capital one.
unsecured card $1,000 line barclays rewards
unsecured card $15,000 line barclay arrival plus
unsecured card $10,000 line sapphire reserve

Paid off a auto loan that I had while I did my bankruptcy

received a new auto loan 40k and have not been late on any payment.

I have never missed a credit card payment, and I continue to stay less than 10% of credit card usage. majority below 5%.

What else do I need to do to increase my scores?

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The fact that you filed a bankruptcy is a derogatory mark on your credit for ten years and there is nothing to be done about that other than to continue with what you are doing right now.  I also recommend taking the time to read the articles on this site.

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