Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
danb9

0 Contributions
0 People Helped
how to get something removed from my report that I just payed off?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7370 Contributions
3810 People Helped

It remains for 7 years because it is part of your credit history.

Top Contributor
5038 Contributions
1136 People Helped

I am assuming that it is an account in negative standing if you are in a hurry to get it removed. (if it is in positive standing, do not attempt to remove it). After you've given a month or so for your payment to reflect on your credit report, check the account thoroughly for any inaccurate information, if you find anything inaccurate, dispute it directly with the credit bureau that is reporting it, if you are lucky, instead of the account getting corrected, it will be removed. If you cannot find anything inaccurate to dispute, then you can send the company that you paid a goodwill letter, asking them in the nicest way possible to remove the account from your reports. You can find some help and advice and even some templates on goodwill letters by googling "goodwill letters"

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.