Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
asw0502

0 Contributions
0 People Helped
How to get a negative collection item removed.
When I pulled my free annual credit report I found some negative items. I have one item that I tried to dispute and it is from a collector that is claiming I owe money from the cable company. I called the cable company (who I no longer have business) to check and see if they showed a balance. They said no. I filed a dispute online with the credit bureau. They responded that the collector verified the information. How is this possible? What should I do now? It's only $94 but I don't owe it.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
53 Contributions
92 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

request that the cable company provides you copies of the report that you do not owe them any money and dispute that with the credit bureaus regarding the charge from the specific collector and proof of no moneys owing from the original creditor. the bureaus will investigate and correct any errors off your report. if the collector says you owe 94.00 but the original creditor (cable company) states that you don't owe any money then I don't see why disputing this issue would become a hassle. keep in mind once you dispute it does take time for investigation. 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.