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sandyk67

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how to get a bankruptcy off your credit report
I filed bankruptcy in May 2005. It was suppose to have came off my credit report in May 2012 but it hasnt yet. how do i have it removed

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What kind of bankruptcy was it?  Chapter 7 can remain for up to 10 years.  Chapter 13 generally remains for up to 7.

If you are able to get an official copy of your reports from the actual bureaus (generally costs money), these line items on your report will typically have a date on them of when they will fall-off.  It wouldn't hurt to check.  It's entirely possible you're just a couple months away.

It is also possible there is an error in the reporting, I have heard stories of people's derogatory items being "renewed" over and over.  This can often be rectified by filing disputes with the bureau's with proper documentation.

Good luck!

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