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SMFBrown

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How to Disputh a credit card charge?
How do I tell the credit bureau that a credit card was opened without my knowledge?

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When you file a dispute with a credit beauru, you will be given several choices to choose from of why you are disputing the item. Select the option that best descibes why you are disputing the credit card. They will respond to your dispute within 30 days.

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In your situation, you aren't disputing a credit card transactions (charges), you are talking about identity theft, it goes much deeper than just file a disputes with credit bureaus... What other steps have you taken so far? do you have certain documents to show it wasn't you opened that account? They won't simply take your word for it, did you contact the issuer? are they aware of your situation? are they investigating it or closed it? did you obtained all three credit report recently? Are there other accounts shown that you didn't open? did you request credit freeze with credit bureaus so no new credit can be issued without your knowledge, did you file a police report? did you submitted a report with FTC? with last two, you can unfreeze your report for free.

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