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macenzie20

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how to dispute item that should be onon creditkarmareport
one of my credit accounts was not listed.why not?why is my score as low as it is on credit karma?it is not that low on transfusion website.

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Ck's score is simulated and not accurate. This site is a "tool" a pool of resources for you to dive into to learn about better understanding your credit.... Anytime you want to dispute something, write a letter to the major credit bureaus.....

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Does the creditor report to TransUnion, macenzie20? If your creditor does not report to TransUnion, the account will not appear on Credit Karma. The score and report we provide come directly from TransUnion. Your creditors are not required to report to all three credit bureaus, so it is not unusual for some accounts to be missing from your report. Contact your lender and see which bureaus they report to.

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