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S1984DPS

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how to decrease credit card debt?
I have a few cards which are balance transfers ones, i dont use them anymore i want to pay and make them zero balance and reduce my credit card debt?

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The smart thing to do with 0% balance transfer cards is, after transferring the balances of other cards to them, work on paying them off before the regular interest rate kicks in.  The purposde of 0% balance transfer cards is to give you the chance to save a lot that would ordinarily go to interest charges and get your debts paid off faster.

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