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Tommie2017

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How to decline credit one bank card already approved but have not activated it

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Top Contributor
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You can't Decline it and have the Hard Inquire removed. 
You can ask them to close the account and be done with it. \

the Damage is already done with the Hard Inquire,  and you will get a small hit with closing the account. 

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The account should close automatically if you don't activate it. I have a Credit One card and it said in my fine print that I only had a certain number of days to activate the card or the account would close. I actually really enjoy my card and using it has increased my credit score. 

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