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Ferriswwheel

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How to correct a bad report?
Blair(Comenity Bank) reported a $40.00 2 mo. overdue that I did not realize they had opened a new account and had not set it up for auto pay.

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how did you not know that you had a account?  how could they charge something to you without you knowing?  I get that you might have forgotton to set something up but if you opened it, it will be hard to get them to reverse the entry on your report.  So at this point I would write a goodwill letter and see if you can get them to take it off.

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