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How to come back from late student loan payment?
I was dumb and didn't pay my student loans. I would forebear when I was about to default, just thinking it was ok, until now and I am really suffering. I have began paying on time, but I can't get approved for most credit cards. I recently got approved for a secured account and my parents are going to add me an authorized user on their credit cards. I would love to buy my own home one day, and would like to tackle this as aggressively as possible. Thanks!

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