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OligarX

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how to check if your identity was not stolen?
We tried to apply for a credit card for my wife and we were denied because they couldn't verify her address, I couldn't check her score here cause she has "thin file". How can I check if her identity was not stolen? how to fix it?
Thank you.

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Order all 3 credit reports.

While your wife may have a "thin file" from Transunion (which is the source for the information here) she may have more information on Experian and/or Equifax, which are the other two credit bureaus.  Both of you should go to freecreditreport.com and get copies of all 3 credit reports.  Go over them very carefully and file disputes on any incorrect information in the files. You can find out how to file the disputes by going to the left side of this page, look at Resources, then Articles, then scroll through the articles until you find the on on Disputing.  Follow those instructions.

It is not unusual for errors to appear on credit reports but only WE can correct them by checking our credit reports annually.  Please turn that into your habit.  If you find  and dispute errors, the credit bureau must investigate same and then issue a revised credit report in about 30 days.

Hope this helps.

Also, NEVER carry your Social Security card with you.  It is only used a very few times in one's life but that number, when picked up by an unscrupulous person, can wreak havoc on your credit rating.  Keep that in a locked box or safe until needed.

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