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How should I go about paying collections and improving my credit?
So I am in the process of (wanting) to buy a house, but my credit is about 590. I have about 9 things in collections. Do I pay collections (they are less than 3 yrs old) and if I do, how do I approach the collection agency so that way I can get these things removed? Or do I let it just ride and work on trying to get a loan with 590?

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