Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Seisramid

0 Contributions
0 People Helped
How removing myself as secondary user on credit card will affect my credit score?
Removing me as secondary user on credit card will lower credit or chance to apply for a credit card?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3682 People Helped
Most Helpful Response

I would suggest

Helpful to 1 out of 1 people

That you open a new credit card before taking yourself off the old account. That way you replace the available credit that you will lose by removing yourself from the old account.

Top Contributor

Reply by
Addison170

3051 Contributions
2791 People Helped
Helpful to 1 out of 1 people

EddyTX is right, however, closing the old account will still hurt because that account is older, and the age of an account is part of your credit score.  Also, be aware that your score will drop a bit any time you open a new account. 

Top Contributor
3051 Contributions
2791 People Helped

Helpful to 1 out of 1 people

If the account is a good one and the utilization is low, then removing yourself can hurt your score.  

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.