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mliubkin

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How often can i pull my credit report without impacting my credit scores?
How often can i pull my credit reports from the three major credit agencies without impacting my credit scores? I'm working on improving my credit by making timely payments, but I still have collection entries on my reports and have recently filed a dispute with the three agencies. I need to see the results, but don't want to impact my scores. Any advise?

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AnnualCreditReport .com

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That is the only place that you can get copies of your actual credit reports for free.  1 free copy of each report per year.  You can also pay any of the Credit Bureaus a fee to access your accounts.  None of these will impact your credit score.  

If you go the AnnualCreditReport route, I suggest that you only get 1 copy of one report at a time. Since they all have the same info on them.  Then get another copy 3 or 4 months later to check on your progress.  Then again in 8 or 9 months.  

As far as CK goes, The info on here is exactly what appears on my Experian Report.  I pay a monthly fee to access my credit report there. I do that only because I have access to my Transunion and Equifax reports here on CK.  All 3 report exactly the same accounts although balances tend to be behind on Transunion and Equifax since most of my accounts report to experian.  Cross reporting to the other 2 generally happens at the first of the month so the other 2 get updated a little later. 

Good luck

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