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Anml1106

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How much will my credit drop and how long does a repo stay on credit report

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No way to tell exactly...

But a repo will stay on your credit report for 7 years, the same as the majority of  info on your report. 

How much will it effect your score, thats hard to say. It depends on what else is on your report, but you can expect your score to drop 150 to 200 points or more initially for the repo.  Then it could take a couple of years to rebuild that score.

You'd be better off selling what ever it is and paying off the loan before it is reposesed.

good luck

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