Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Bankruptcy
Profile Image

Question By
siswoman5

7 Contributions
8 People Helped
How much will bankruptcy affect my credit score after nine years?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1132 Contributions
1209 People Helped

It's different for each individual. It does fall off your report after 10 years though...

7 Contributions
8 People Helped

Getting An American Express Blue

I have a bankrupt showing on my credit reports (all 3 major) since 2005. I have two mortgages, 2 credit cards--BOA and Discover. I also have student loans with a balance of $9,800. My inquiries--seven for 2012 to 2014. i only have one in 2014. Most of the inquiries was for my last year mortgage--2013 (3). My credit cards have 0 balances. My fico score Trans--710, Exp--724, and Eq--737 My question is do you think that I shold wait to apply for an amex? Someone help! I really want this credit card but need some serious help with deciding. Don't want to waste an inquiry.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.