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OneMaryland

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How many years after you paid off a credit card is removed from your credit
How many years does it stay on your credit report.

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closed accounts

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All closed accounts or collection accounts must be removed after 7 years.  If they are on your report then get on www.annualcreditreport.com and dispute the debt that is closed and over 7 yrs old...for a BK of any sort, it is 10yrs after dischard for it to be removed.

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possibly sooner

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I have been looking into the same issue since I payed one off about 3 years ago. It can stay on your reports for up to 7 years, but if it's been some time the company can aprove an early removal. You could call and check out if the credit card company you payed off offers that option. A friend was able to do that, but I never tried since my old account still has some of my best credit history. If you have a similar situation where most off the good credit history is tied to the old credit card, might want to let it stay on there since removing it also removes the good history it has tied to it.

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should be 7 years.

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