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kukoozzy

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how many year will your credit be bad after

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It depends on how you rebuild your credit after the BK. I see some get their FICO 8 scores back into low 700 just couple years after the discharge. However, as long as BK still shows on your report? Your odds of approval are going be lower than someone with lower scores but clean(er) profiles. Essentially you can say it will be bad as long as it's on your credit report, as we just don't know what lenders might choose to care about on any given day.

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