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Bagelwithbutter

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How many times can u file?

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8 years in most states

if you filed a chapter 7, 10 if your filed chapter 13,  

you can file only 3 times in your  lifetime for personal bankruptcy. 

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You'll have to discuss this with a bankruptcy attorney.  Your goal should be to avoid having to file at all''''''''''''''''''''''.

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Bad credit repair

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Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for over a year and 8 months and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend yatesnovakovic @ g m a i l . c  o m. He is a genius, get through with him today and you will be glad you did. He saved us from Financial ruins and bankruptcy...He deleted all the hard inquiries, BK on our credit report and then proceeded to improving our credit score to the early 800's 

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