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Texngirl72

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how many points does an unpaid credit card drop your credit score on average

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Unpaid credit card

If this unpaid card was turned over to collections, it will intially drop your score in the range of 50-75 points.  Now that varies somewhat, depending on your other credit and overall situation.  If the card in question is showing up as a delinquency for skipping payments, that's not as bad as a charge-off.  Just make certain you go from here and keep current, and your score will eventually start improving.  I know that's not making you feel any better about the matter...just move on and stay positive.  It's not the end of the world.

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