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timk33

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how long will it take to gain a 100 points on my score

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First off, only YOU can see your credit information and credit score, so would be better advised to take the time to read the articles here and use the financial tools so you can learn how credit works and how to build your score and that is the expressed purpose of Credit Karma.  There are financial tools here that can also help. And there are too many individual variables for any one of us to be able to quote a number. 

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It depends

It depends on just about every aspect of your credit history and current situation. Keep your old accounts open with low balances, don't miss any payments, and it'll slowly go up...

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