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cmcwms

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how long will collections stay on credit report

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7 years from the time of the negative activity on the original account that led to the collection. There are ways to get them removed (sometimes), 1) If they contain any inaccurate information, you can dispute them. 2) The debt collector must be able to verify that they own the debt 3) You can offer a pay for delete agreement for non-paid collections 4) You can send a goodwill letter asking for deletion on paid collections. There are other ways as well, but these are the more common ones.

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