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how long to wait before opening another creditcard
I have excellent credit 780 I just opened up a 0 apr credit card 4 months ago and thinking about opening another 0 apr card I am utilizing about 50% of my available credit I always pay my balance in full every month (besides on a 0 apr card) however I'm thinking about opening another 0 apr card to better utlize some of my cash....Any one have any idea how negatively this will effect my credit being I opened a card 4 months ago?

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