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Mike21123

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How long once a bill is paid off does it say on your credit report
I paid off the bill three months ago and it still showing a balance

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It will vanish in 7 years from the date of last payment if there were any negatives such as a few late payments.  If you had an excellent payment record, the account could show for ten years which is to your benefit.  Don't worry about it showing a balance right now.  That will clear soon.

Top Contributor
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If it is still showing a balance after three months then you need to dispute the account NOW. Transunion, Equifax and Experian all have websites where there are instructions on how to dispute accounts. That advice is for an account in negative status, charge off or collection account. If the account was in good standing then you would NOT want to dispute it as you wouldn't want to take the chance of it getting removed, because if it did it would hurt your credit. But if it is a debt collection account, dispute it right away, you may get lucky and get it removed rather than corrected.

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