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rakeshpatel2766

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how long hard inquriey stay on your credit score

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About hard inquiries...

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Hard inquiries stay in your credit report for 2 years, BUT they only effect your score for 6 months. On the 7th month of the inquiry your score will rise the amount of points that is took away. I believe that a hard inquiry is -5 points.

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Helpful to 5 out of 5 people

Hard Inquiries automatically fall off after 2 years. 

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oldndusty

Why are hard inquirues on your credit score if you don't use them or don't expect the service.

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