Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
RoRealtor863

0 Contributions
0 People Helped
How long does old negative information stay on your credit report and how do you get it removed?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7368 Contributions
3809 People Helped

Usually stays for seven years, except for Chapter 7 bankruptcy which stays for ten years, then they drop off.  You don't have to do anything but wait for the time to pass.

1 Contribution
0 People Helped

Same here

I'm facing the same thing, except I co-signed for my soon to be ex when we were still what I thought happily married. I didn't know he had bad credit or I would have said no. When I moved to Germany with him (he was in the army) I didn't know ANYTHING about finances as he lied and hid everything. So in that case, I didn't know that there were 2 missed payments on a vehicle we used to own; last reported date was Oct. 2009. It wouldn't be beneficial to call the former bank and try to ask if they would remove it sooner right? I can wait, it's a few more months, but I still worry that they would try to keep it on longer., it is a bank after all. My credit is still pretty decent but I am really trying to move on from my past. When I came back early from Germany, he left me a MESS to clean up..a big terrible financial mess. Thank you for your advice in advance.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.