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Jay22630

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How long does it take for marks to fall off
Atat and dish Network ripped me off and and not going g to pay the crooks..I heard that if you wait seven years they will drop off just wanted to know if this is true??

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True, but during this time you will be called by collection agencies and may be sued to collect, which is not good.  Read the articles here to learn about credit, since that's what Credit arma is here for. 

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It is true - it will go away in 7 years. However, that doesn't stop Dish or Atat (who's that?) from selling the debt to a collection agency. IF the debt is less than $200 or so, most times it's more trouble than it's worth to collect... but if it's over that, a collection agency may well buy the debt then come after you for it (which incidentally adds negative marks to your credit report).

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