Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
LynniesKarma

0 Contributions
0 People Helped
How long does it take equifax to respond
Dispute

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
9520 Contributions
4180 People Helped

They need to investigate the disputed item, then decide which way to go.  This can take some time, so please be patient.

Top Contributor
45 Contributions
9 People Helped

30-45 days

By law they have 30-45 days typically 30 is norm

1 Contribution
0 People Helped

equifax - what are they doing?

I submitted disputes with both transunion and equifax.  Transunion Direct Dispute was resolved in 3 days.  Equifax has been three weeks and still nothing, no change, even though Transunion removed the exact same accounts. Can we please get a Direct Dispute option with Equifax?  Their way of doing business is outdated.  In the meantime, how do I get Equifax to do their job?  Thanks!

1 Contribution
0 People Helped

Equifax delay

I disputed an item weeks ago that I have rock solid documentation on (the correct withdrawal form from the IRS, signed and notarized by them, exactly as filed by them).  All anyone has to do is look at my uploaded documentation, and it's right there.  This is not a gray area dispute.  Open and shut case.  Experian was lightning fast (1 day).  TransUnion deleted the lien within a week.  And Equifax?  Still pending.  Why?  They had the documentation uploaded right along with the dispute.  They don't even have to contact the records office; they've already got the same paper themselves that the records office does.  Why does Equifax take so much longer than the others?

Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.