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How long does a repossession stay on my credit score?
I had a vehicle repossessed back in June 2005 and it is still showing on my credit report 8 years later? I thought it only stayed on for 7 years? Is there still a reason it is showing? Also a credit card that says was delinquent was paid in full already last year but that too still shows? Im trying to apply for graduate loans and am wondering when these will be cleared, thanks for your time.

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