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Chzrcat

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How long does a defunct creditor remain on credit report before dropping off

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Defunct or out of business creditor?

If you have credit reported from a creditor, bank or other reporting agency, and it's a good positive report, I would leave it alone.  It will actually help your credit score, unless it's an experience you wish had never happened, like a negative item.  It will normally stay on your report for up to seven years without any other action from you.

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