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Posted in Auto Loans
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Question By
Hollyann08

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How long does a car repo stay on your credit

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7 Years

Helpful to 4 out of 4 people

It stays on your report for 7 years, and it drastically reduces your score by the hundreds.   

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over 7 years

Helpful to 1 out of 1 people

OK , what if its been over seven years and they will not remove it even after a dispute

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ok well what if its been over 7 yrs

Helpful to 1 out of 1 people

i disputed it and they will not remove it

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frustrated by car repo

Helpful to 2 out of 2 people

My husband got laid off and we had to let a car go back. Of course it got turned over to a collection agency. I tried to work out a monthly payment plan with them with an amount that I could afford to pay, but they wanted my bank info and would not agree to send me a monthly statement and it's frustrating to see the car on my credit report but I can't let creditors know that I tried to pay off the car loan in the only way that I could afford to, because the agency wouldn't work with me.

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