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mod77737

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how long does 2 late payments on one card last a oversight on my part how long does bad marks last

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7 years from the time of the late payment. You can send a goodwill letter to ask the creditor to remove the late payments from your reports, but it will be completely up to them and your request will probably not be granted. Sometimes it is best to make a year or two of on-time payments before many will consider it. Do some research on "goodwill letters" to get some ideas on how to write one. Your late payments are not good, but not the end of the world either, but make absolutely sure that you do not miss any more.

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