Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
ANDILEE

0 Contributions
0 People Helped
How long do missed payments show up credit report?
In looking at my report missed payments from 2013 are still showing up on an account that I no longer have.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1136 People Helped
Most Helpful Response

Helpful to 2 out of 2 people

They will remain for seven years whether the account is open or not. Sometimes it can be possible to remove negative information from your reports, so if you have any questions on that, be more specific about the status of the account. Be aware that the damage of the missed payments will decrease over time, so you are not getting the "full damage" for seven years, but it definitely is not a good thing. Make sure that you spend an hour or so a day reading everything that you can about credit, the information gained will be helpful to you the rest of your life.

1 Contribution
0 People Helped

Missed payments

missed payments 5 to 10 years ago still show on credit report. According to Karma, this is most damaging to my score. How do I get these removed...or can I ?

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.