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Question By
JoeZ68

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How long do missed paments stay on your credit report?

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7 years, they effect your score for 3. 

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7 years they stay but will stop hurting you so bad after 2 years.

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7 years

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So do not ever, ever miss a payment

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Removing negative remarks

Can anyone tell me how to go about removing information on my credit reports. I have a few dings that are showing missed/Late payments but these are all over 7 years old.

Reply by
yblanco

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you can write a letter to the company and ask for late payments to be removed and reason why you fell behind. 

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