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Question By
arbur

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How long can a creditor keep on applying hard inquiries on my credit report
A creditor has been inquiring ( hard) on my credit since 2000 and every time it gets removed they inquire again ,like in 2012.

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What kind of creditor does that? Lawfully, a creditor can ONLY do a hard pull if you give consent for them to do so. They can do soft pull on their own only. First, you shoudl call and tell them to stop, and remove the latest pull they did on your report. If you have problem dealing with them, contact credit bureau to dispute. Remember to note down name, ID, department, position of whoever you talk to as a record of your conversation. If possible, ask for a reference number of your case. Good luck!

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Reply by
nguyenq66850

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As you may have already known, with your consent, you get a hard pull in a credit report that stays 2 years.

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