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bbz4911

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how long can a closed account stay on my credut report

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For negative accounts, it is generally 7 years from the date they become negative accounts, however the law allows them to remain for up to 7 1/2 years. You can sometimes get early exclusions on accounts prior to the 7 year mark, typically 3-6 months early depending on the credit bureau and the rep handling your request. Positive accounts usually remain for a minimum of 10 years, sometimes much longer if you are lucky. NEVER try to remove old accounts that were closed in good standing.

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