Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Auto Loans
Profile Image

Question By

3 Contributions
19 People Helped
How long before I can consider refinancing my car loan?
I am 21 years of age. Prior to getting my car loan I had no credit so my interest rate is around 21% which is really high. I have been dishing out a lot of money but every payment is on time in full. My credit score is 640 and the age of the line is 5 months. How long before I can refinance and get approved? Thanks

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.