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rpharesjr

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How long before creditors stop reporting on a chapter 7 banckruptcy?

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A bankruptcy is a public record and it stays on your record for 10 years after the date it is dismissed or discharged.

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Filing a bankruptcy does not erase your credit history and every debt included in your bankruptcy will remain on your credit report for 7 years (unless it is a student loan) and then it will fall off. You cannot change your history.

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