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manslowmotion

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how long after paying all debt off credit report will your score move up

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What kind of debt?

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When you say 'debt' do you mean paying off all loans or collections accounts? If you paid off current loans, your credit score should actually see a drop before it goes back up (i know it's counterintuitive), because you're essentially ending some credit-building history. The credit score is an indicator how responsible you are in using debt and reliably paying it down over time. If you paid off collections balances, you need to ask the creditor to REMOVE that negative mark on your credit report- otherwise it'll be hard for your score to increase. Hope this helps!

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