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akstevied

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How is it that 6 months ago CK show I had a credit score of 598. Now it is is 734.
Are the credit score accurate on this site?

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Top Contributor
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Scores vary all the time

But it seems that you are doing something right! Good Job! 

 With the recent changes that CK has made, there seem to be a lot of questions about what we are seiing now.  As far as I can tell it is fairly accurate.

But these changes shouldn't have a big impact on the scores you're seeing.   There are many variable and algorithums for credit scores and they do fluctuate all the time.  Rather than focusing on the specific number you want to watch the what bracket your score is in and weather thats consistant with the other scores that you monitor.   Of course we all want to have a high score, but the reality is that as you use credit and pay it off your score will bounce around, The longer you watch it the more you'll recognize what actions cause your scores to go up and down.  When you have an emergency or a planned large purchase you can plan on your score dropping until its paid down and once it is your score climbing higher than it has before. It's the way the game is played. 

Good luck 

Top Contributor
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if people would take the time to read they would find out that creditkarma now supplies us with a different credit score called the vantage score.  they were giving us (and still do but you have to hunt for it) th transunion new account score.

the two credit score models are different.

so are the scores accurate,  YES.  

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