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geicyler

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how im raise my credit score to 800

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800 score?

How?

Very simple!

Pay all your bills on time.

Have varying credit types. ( Auto, credit card, store cards )

Keep your accounts open for an extended period ( 5+ years )

Keep your balances under 10% with the exception of long term installment loans.

And even with doing all this, most people get scores in the 740-780 zone. 

But if the stars align correctly, you just might eek out an 800!

The sad thing is that if you do acheive an 800, if you use your credit, it will instantly drop below that.

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If you haven't read the articles on this site, then you should since the purpose of Credit Karma is teaching how credit works and how to build one's credit score. I now have an excellent score because I DID read this site. 

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