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dixoncharles11

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how i get late payment history good
i want to get it all in good standing

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If that wasn't your fault, you can do it

Helpful to 2 out of 2 people

Were the late payments your mistake? Are there consecutive missed payments (more than one missed payments in a row)? Are there missed payments on multiple accounts?

If your answer to all above questions is 'NO', then you can possibly do this. Call the credit issuers, and ask them to clean it. Tell them that it wasn't your fault (even if that was an human error on your part, explain why that happened). Lenders generally forgive one missed payment if you have a good history with them. However if you have more than one missed payments or missed payments on multiple accounts, then this will be difficult.

If all fails, get current and stay current. The older the missed pays become, the lesser they will hurt.

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