Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
mwedzi

1 Contribution
0 People Helped
How have all of my credit card numbers been stolen?
Can anybody shed light on what is the cause of this so I can figure out what to do about it? My debit card number and credit cards from 3 different banks have all been stolen. So card numbers from 4 financial institutions have been stolen from me, all within the past month! None of the physical cards themselves were stolen. One I keep at home in a box of valuables and basically never touch it, but I used it 2 weeks ago to buy a Kindle book (saved in an Amazon account, still didn't touch the card) and now it's been stolen too. How does this happen? I don't see any suspicious new accounts on Credit Karma. Though is all my account on Credit Karma? If so, I wonder if CK itself could be the problem.

I did move a few months ago and filed a change of address with the post office, which they said they never got. So I had to file a new one. Maybe one of my statements got delivered to someone else? But still, the most it could have been was 1 because I do all the rest electronically so they don't send me statements. I'm so confused.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7377 Contributions
3814 People Helped
Most Helpful Response

How do you know???

Helpful to 2 out of 3 people

How do you know someone has gotten your credit card and debit card numbers?  Have there been charges made to your accounts by someone other than you?  If so, get copies of your credit reports from the major credit bureaus (Credit Karma doesn't count since it is a tool for your personal use) go over them thoroughly and file disputes about anything that is not yours but is listed on your reports.  You may consider contacting the bureaus and have a fraud alert put on your records so no one can open any accounts in your name without your being notified and authorizing the account. 

When you sign up for Credit Karma, the information you enter is encrypted for your safety and the account numbers or balances come from the credit bureau that CK uses, and that is also encrypted and it's not available to anyone.  Just don't enter anything like account numbers or your social security number on these posts, or you will have real identity theft troubles.

Reply by
mwedzi

1 Contribution
0 People Helped

Yes, all of them had fraudulent charges on them.  They have all been cancelled and new cards reissued.  There is no need to dispute;  all the bank and credit card companies accepted that they were fraudulent and discharged them. In fact, all but 3 contacted me about the suspicious charges.  

But I still wonder how it can be that all of my credit cards numbers were taken in the space of 1 month.  Perhaps my identity has been stolen.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.